LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,556
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,658
−HK$2,135/mo
Today · 4.125%
HK$71,793
baseline
▲ 0.50% · 4.625%
HK$76,161
+HK$4,368/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,586/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,156
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,171
−HK$2,045/mo
Today · 4.125%
HK$79,216
baseline
▲ 0.50% · 4.625%
HK$83,392
+HK$4,176/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,432/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,067
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,589
−HK$2,562/mo
Today · 4.125%
HK$86,151
baseline
▲ 0.50% · 4.625%
HK$91,393
+HK$5,242/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,302/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,187
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,606
−HK$2,453/mo
Today · 4.125%
HK$95,059
baseline
▲ 0.50% · 4.625%
HK$100,070
+HK$5,011/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,118/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,579
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,521
−HK$2,989/mo
Today · 4.125%
HK$100,510
baseline
▲ 0.50% · 4.625%
HK$106,625
+HK$6,115/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$201,020/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,218
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,040
−HK$2,862/mo
Today · 4.125%
HK$110,902
baseline
▲ 0.50% · 4.625%
HK$116,748
+HK$5,846/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$221,804/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,601
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,384
−HK$3,843/mo
Today · 4.125%
HK$129,227
baseline
▲ 0.50% · 4.625%
HK$137,090
+HK$7,863/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$258,454/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,280
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,908
−HK$3,681/mo
Today · 4.125%
HK$142,589
baseline
▲ 0.50% · 4.625%
HK$150,105
+HK$7,516/mo
Deposit HK$2.96M · loan HK$26.66M · min. income ≈ HK$285,178/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,131 · Scale 2, in force from 26 Feb 2026)