LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,562
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$69,663
−HK$2,135/mo
Today · 4.125%
HK$71,798
baseline
▲ 0.50% · 4.625%
HK$76,167
+HK$4,369/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,596/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,162
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,177
−HK$2,045/mo
Today · 4.125%
HK$79,222
baseline
▲ 0.50% · 4.625%
HK$83,398
+HK$4,176/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,444/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,074
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,596
−HK$2,562/mo
Today · 4.125%
HK$86,158
baseline
▲ 0.50% · 4.625%
HK$91,401
+HK$5,243/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,316/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,194
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,613
−HK$2,454/mo
Today · 4.125%
HK$95,067
baseline
▲ 0.50% · 4.625%
HK$100,078
+HK$5,011/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,134/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,586
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,529
−HK$2,989/mo
Today · 4.125%
HK$100,518
baseline
▲ 0.50% · 4.625%
HK$106,634
+HK$6,116/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$201,036/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,226
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,048
−HK$2,863/mo
Today · 4.125%
HK$110,911
baseline
▲ 0.50% · 4.625%
HK$116,758
+HK$5,847/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$221,822/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,611
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,394
−HK$3,843/mo
Today · 4.125%
HK$129,237
baseline
▲ 0.50% · 4.625%
HK$137,101
+HK$7,864/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,474/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,291
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,919
−HK$3,681/mo
Today · 4.125%
HK$142,600
baseline
▲ 0.50% · 4.625%
HK$150,117
+HK$7,517/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,200/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,232 · Scale 2, in force from 26 Feb 2026)