LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,563
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,664
−HK$2,136/mo
Today · 4.125%
HK$71,800
baseline
▲ 0.50% · 4.625%
HK$76,168
+HK$4,368/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$143,600/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,163
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,179
−HK$2,045/mo
Today · 4.125%
HK$79,224
baseline
▲ 0.50% · 4.625%
HK$83,400
+HK$4,176/mo
Deposit HK$14.81M · loan HK$14.81M · min. income ≈ HK$158,448/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,075
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,597
−HK$2,563/mo
Today · 4.125%
HK$86,160
baseline
▲ 0.50% · 4.625%
HK$91,402
+HK$5,242/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,320/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,196
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,615
−HK$2,454/mo
Today · 4.125%
HK$95,069
baseline
▲ 0.50% · 4.625%
HK$100,080
+HK$5,011/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,138/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,588
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,530
−HK$2,990/mo
Today · 4.125%
HK$100,520
baseline
▲ 0.50% · 4.625%
HK$106,636
+HK$6,116/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$201,040/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,228
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,050
−HK$2,863/mo
Today · 4.125%
HK$110,913
baseline
▲ 0.50% · 4.625%
HK$116,760
+HK$5,847/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$221,826/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,613
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,396
−HK$3,843/mo
Today · 4.125%
HK$129,239
baseline
▲ 0.50% · 4.625%
HK$137,103
+HK$7,864/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,478/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,293
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$138,922
−HK$3,681/mo
Today · 4.125%
HK$142,603
baseline
▲ 0.50% · 4.625%
HK$150,120
+HK$7,517/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,206/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,254 · Scale 2, in force from 26 Feb 2026)