LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,565
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,667
−HK$2,135/mo
Today · 4.125%
HK$71,802
baseline
▲ 0.50% · 4.625%
HK$76,171
+HK$4,369/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,604/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,165
−HK$4,061/mo
▼ 0.25% · 3.875%
HK$77,181
−HK$2,045/mo
Today · 4.125%
HK$79,226
baseline
▲ 0.50% · 4.625%
HK$83,402
+HK$4,176/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,452/mo (50% DSR)
Upfront cash ≈ HK$16.07M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,078
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,600
−HK$2,562/mo
Today · 4.125%
HK$86,162
baseline
▲ 0.50% · 4.625%
HK$91,405
+HK$5,243/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,324/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,198
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,617
−HK$2,454/mo
Today · 4.125%
HK$95,071
baseline
▲ 0.50% · 4.625%
HK$100,083
+HK$5,012/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,142/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,591
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,533
−HK$2,989/mo
Today · 4.125%
HK$100,522
baseline
▲ 0.50% · 4.625%
HK$106,639
+HK$6,117/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$201,044/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,231
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,054
−HK$2,863/mo
Today · 4.125%
HK$110,917
baseline
▲ 0.50% · 4.625%
HK$116,763
+HK$5,846/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$221,834/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,617
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,400
−HK$3,843/mo
Today · 4.125%
HK$129,243
baseline
▲ 0.50% · 4.625%
HK$137,107
+HK$7,864/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,486/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,297
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$138,926
−HK$3,681/mo
Today · 4.125%
HK$142,607
baseline
▲ 0.50% · 4.625%
HK$150,124
+HK$7,517/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,214/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,292 · Scale 2, in force from 26 Feb 2026)