LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,576
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,677
−HK$2,136/mo
Today · 4.125%
HK$71,813
baseline
▲ 0.50% · 4.625%
HK$76,183
+HK$4,370/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,626/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,177
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,193
−HK$2,046/mo
Today · 4.125%
HK$79,239
baseline
▲ 0.50% · 4.625%
HK$83,415
+HK$4,176/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,478/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,091
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,613
−HK$2,563/mo
Today · 4.125%
HK$86,176
baseline
▲ 0.50% · 4.625%
HK$91,419
+HK$5,243/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,352/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,212
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,632
−HK$2,454/mo
Today · 4.125%
HK$95,086
baseline
▲ 0.50% · 4.625%
HK$100,099
+HK$5,013/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,172/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,606
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,548
−HK$2,990/mo
Today · 4.125%
HK$100,538
baseline
▲ 0.50% · 4.625%
HK$106,656
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$201,076/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,248
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,071
−HK$2,863/mo
Today · 4.125%
HK$110,934
baseline
▲ 0.50% · 4.625%
HK$116,782
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$221,868/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,636
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,419
−HK$3,845/mo
Today · 4.125%
HK$129,264
baseline
▲ 0.50% · 4.625%
HK$137,129
+HK$7,865/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,528/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,319
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,948
−HK$3,682/mo
Today · 4.125%
HK$142,630
baseline
▲ 0.50% · 4.625%
HK$150,148
+HK$7,518/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,260/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,490 · Scale 2, in force from 26 Feb 2026)