LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,578
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,680
−HK$2,136/mo
Today · 4.125%
HK$71,816
baseline
▲ 0.50% · 4.625%
HK$76,185
+HK$4,369/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,632/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,180
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,196
−HK$2,046/mo
Today · 4.125%
HK$79,242
baseline
▲ 0.50% · 4.625%
HK$83,418
+HK$4,176/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,484/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,094
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,616
−HK$2,563/mo
Today · 4.125%
HK$86,179
baseline
▲ 0.50% · 4.625%
HK$91,423
+HK$5,244/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,358/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,216
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,635
−HK$2,455/mo
Today · 4.125%
HK$95,090
baseline
▲ 0.50% · 4.625%
HK$100,102
+HK$5,012/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,180/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,609
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,552
−HK$2,990/mo
Today · 4.125%
HK$100,542
baseline
▲ 0.50% · 4.625%
HK$106,660
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,084/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,252
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,074
−HK$2,864/mo
Today · 4.125%
HK$110,938
baseline
▲ 0.50% · 4.625%
HK$116,786
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,876/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,640
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,424
−HK$3,844/mo
Today · 4.125%
HK$129,268
baseline
▲ 0.50% · 4.625%
HK$137,134
+HK$7,866/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,536/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,324
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,953
−HK$3,682/mo
Today · 4.125%
HK$142,635
baseline
▲ 0.50% · 4.625%
HK$150,153
+HK$7,518/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,270/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,535 · Scale 2, in force from 26 Feb 2026)