LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,579
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$69,681
−HK$2,135/mo
Today · 4.125%
HK$71,816
baseline
▲ 0.50% · 4.625%
HK$76,186
+HK$4,370/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,632/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,180
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,197
−HK$2,045/mo
Today · 4.125%
HK$79,242
baseline
▲ 0.50% · 4.625%
HK$83,419
+HK$4,177/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,484/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,094
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,617
−HK$2,563/mo
Today · 4.125%
HK$86,180
baseline
▲ 0.50% · 4.625%
HK$91,423
+HK$5,243/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,360/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,217
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,636
−HK$2,455/mo
Today · 4.125%
HK$95,091
baseline
▲ 0.50% · 4.625%
HK$100,103
+HK$5,012/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,182/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,610
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,553
−HK$2,990/mo
Today · 4.125%
HK$100,543
baseline
▲ 0.50% · 4.625%
HK$106,661
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,086/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,253
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,075
−HK$2,864/mo
Today · 4.125%
HK$110,939
baseline
▲ 0.50% · 4.625%
HK$116,787
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,878/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,641
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,425
−HK$3,844/mo
Today · 4.125%
HK$129,269
baseline
▲ 0.50% · 4.625%
HK$137,135
+HK$7,866/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,538/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,325
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,954
−HK$3,682/mo
Today · 4.125%
HK$142,636
baseline
▲ 0.50% · 4.625%
HK$150,154
+HK$7,518/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,272/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,546 · Scale 2, in force from 26 Feb 2026)