LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,581
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,683
−HK$2,136/mo
Today · 4.125%
HK$71,819
baseline
▲ 0.50% · 4.625%
HK$76,189
+HK$4,370/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,638/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,183
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,199
−HK$2,046/mo
Today · 4.125%
HK$79,245
baseline
▲ 0.50% · 4.625%
HK$83,422
+HK$4,177/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,490/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,097
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,620
−HK$2,562/mo
Today · 4.125%
HK$86,182
baseline
▲ 0.50% · 4.625%
HK$91,426
+HK$5,244/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$172,364/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,220
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,639
−HK$2,455/mo
Today · 4.125%
HK$95,094
baseline
▲ 0.50% · 4.625%
HK$100,106
+HK$5,012/mo
Deposit HK$11.85M · loan HK$17.78M · min. income ≈ HK$190,188/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,613
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,556
−HK$2,990/mo
Today · 4.125%
HK$100,546
baseline
▲ 0.50% · 4.625%
HK$106,664
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,092/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,256
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,079
−HK$2,864/mo
Today · 4.125%
HK$110,943
baseline
▲ 0.50% · 4.625%
HK$116,791
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,886/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,645
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,429
−HK$3,845/mo
Today · 4.125%
HK$129,274
baseline
▲ 0.50% · 4.625%
HK$137,140
+HK$7,866/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,548/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,329
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,959
−HK$3,682/mo
Today · 4.125%
HK$142,641
baseline
▲ 0.50% · 4.625%
HK$150,160
+HK$7,519/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,282/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,589 · Scale 2, in force from 26 Feb 2026)