LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,582
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,684
−HK$2,136/mo
Today · 4.125%
HK$71,820
baseline
▲ 0.50% · 4.625%
HK$76,190
+HK$4,370/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,640/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,184
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,201
−HK$2,045/mo
Today · 4.125%
HK$79,246
baseline
▲ 0.50% · 4.625%
HK$83,424
+HK$4,178/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,492/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,098
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,621
−HK$2,563/mo
Today · 4.125%
HK$86,184
baseline
▲ 0.50% · 4.625%
HK$91,428
+HK$5,244/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$172,368/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,221
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,641
−HK$2,455/mo
Today · 4.125%
HK$95,096
baseline
▲ 0.50% · 4.625%
HK$100,108
+HK$5,012/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$190,192/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,615
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,558
−HK$2,990/mo
Today · 4.125%
HK$100,548
baseline
▲ 0.50% · 4.625%
HK$106,666
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,096/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,258
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,081
−HK$2,864/mo
Today · 4.125%
HK$110,945
baseline
▲ 0.50% · 4.625%
HK$116,793
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,890/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,648
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,432
−HK$3,844/mo
Today · 4.125%
HK$129,276
baseline
▲ 0.50% · 4.625%
HK$137,142
+HK$7,866/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,552/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,332
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,961
−HK$3,682/mo
Today · 4.125%
HK$142,643
baseline
▲ 0.50% · 4.625%
HK$150,162
+HK$7,519/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,286/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,613 · Scale 2, in force from 26 Feb 2026)