LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,583
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,685
−HK$2,136/mo
Today · 4.125%
HK$71,821
baseline
▲ 0.50% · 4.625%
HK$76,191
+HK$4,370/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,642/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,186
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,202
−HK$2,046/mo
Today · 4.125%
HK$79,248
baseline
▲ 0.50% · 4.625%
HK$83,425
+HK$4,177/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,496/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,100
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,622
−HK$2,563/mo
Today · 4.125%
HK$86,185
baseline
▲ 0.50% · 4.625%
HK$91,430
+HK$5,245/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$172,370/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,223
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,642
−HK$2,455/mo
Today · 4.125%
HK$95,097
baseline
▲ 0.50% · 4.625%
HK$100,110
+HK$5,013/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$190,194/mo (50% DSR)
Upfront cash ≈ HK$13.11M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,616
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,560
−HK$2,990/mo
Today · 4.125%
HK$100,550
baseline
▲ 0.50% · 4.625%
HK$106,668
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,100/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,260
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,083
−HK$2,864/mo
Today · 4.125%
HK$110,947
baseline
▲ 0.50% · 4.625%
HK$116,795
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,894/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,650
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,434
−HK$3,844/mo
Today · 4.125%
HK$129,278
baseline
▲ 0.50% · 4.625%
HK$137,144
+HK$7,866/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$258,556/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,334
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,964
−HK$3,682/mo
Today · 4.125%
HK$142,646
baseline
▲ 0.50% · 4.625%
HK$150,165
+HK$7,519/mo
Deposit HK$2.96M · loan HK$26.67M · min. income ≈ HK$285,292/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,632 · Scale 2, in force from 26 Feb 2026)