LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,584
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,687
−HK$2,136/mo
Today · 4.125%
HK$71,823
baseline
▲ 0.50% · 4.625%
HK$76,193
+HK$4,370/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,646/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,187
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,203
−HK$2,046/mo
Today · 4.125%
HK$79,249
baseline
▲ 0.50% · 4.625%
HK$83,426
+HK$4,177/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,498/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,101
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,624
−HK$2,563/mo
Today · 4.125%
HK$86,187
baseline
▲ 0.50% · 4.625%
HK$91,431
+HK$5,244/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$172,374/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,224
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,644
−HK$2,455/mo
Today · 4.125%
HK$95,099
baseline
▲ 0.50% · 4.625%
HK$100,112
+HK$5,013/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$190,198/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,618
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,561
−HK$2,991/mo
Today · 4.125%
HK$100,552
baseline
▲ 0.50% · 4.625%
HK$106,670
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,104/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,262
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,085
−HK$2,864/mo
Today · 4.125%
HK$110,949
baseline
▲ 0.50% · 4.625%
HK$116,797
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,898/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,652
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,436
−HK$3,845/mo
Today · 4.125%
HK$129,281
baseline
▲ 0.50% · 4.625%
HK$137,147
+HK$7,866/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,562/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,337
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,966
−HK$3,682/mo
Today · 4.125%
HK$142,648
baseline
▲ 0.50% · 4.625%
HK$150,168
+HK$7,520/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,296/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,656 · Scale 2, in force from 26 Feb 2026)