LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,590
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,692
−HK$2,136/mo
Today · 4.125%
HK$71,828
baseline
▲ 0.50% · 4.625%
HK$76,199
+HK$4,371/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,656/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,193
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,210
−HK$2,045/mo
Today · 4.125%
HK$79,255
baseline
▲ 0.50% · 4.625%
HK$83,433
+HK$4,178/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,510/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,108
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,631
−HK$2,563/mo
Today · 4.125%
HK$86,194
baseline
▲ 0.50% · 4.625%
HK$91,439
+HK$5,245/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$172,388/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,232
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,652
−HK$2,454/mo
Today · 4.125%
HK$95,106
baseline
▲ 0.50% · 4.625%
HK$100,120
+HK$5,014/mo
Deposit HK$11.86M · loan HK$17.78M · min. income ≈ HK$190,212/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,626
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,569
−HK$2,991/mo
Today · 4.125%
HK$100,560
baseline
▲ 0.50% · 4.625%
HK$106,678
+HK$6,118/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,120/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,270
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,093
−HK$2,865/mo
Today · 4.125%
HK$110,958
baseline
▲ 0.50% · 4.625%
HK$116,806
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,916/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,662
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,446
−HK$3,845/mo
Today · 4.125%
HK$129,291
baseline
▲ 0.50% · 4.625%
HK$137,158
+HK$7,867/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,582/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,347
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$138,977
−HK$3,683/mo
Today · 4.125%
HK$142,660
baseline
▲ 0.50% · 4.625%
HK$150,180
+HK$7,520/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,320/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,756 · Scale 2, in force from 26 Feb 2026)