LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,592
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,694
−HK$2,136/mo
Today · 4.125%
HK$71,830
baseline
▲ 0.50% · 4.625%
HK$76,201
+HK$4,371/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,660/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,195
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,212
−HK$2,046/mo
Today · 4.125%
HK$79,258
baseline
▲ 0.50% · 4.625%
HK$83,435
+HK$4,177/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,516/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,110
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,633
−HK$2,563/mo
Today · 4.125%
HK$86,196
baseline
▲ 0.50% · 4.625%
HK$91,441
+HK$5,245/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,392/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,234
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,654
−HK$2,455/mo
Today · 4.125%
HK$95,109
baseline
▲ 0.50% · 4.625%
HK$100,122
+HK$5,013/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,218/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,628
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,572
−HK$2,990/mo
Today · 4.125%
HK$100,562
baseline
▲ 0.50% · 4.625%
HK$106,681
+HK$6,119/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,124/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,273
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,096
−HK$2,865/mo
Today · 4.125%
HK$110,961
baseline
▲ 0.50% · 4.625%
HK$116,809
+HK$5,848/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,922/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,665
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,449
−HK$3,845/mo
Today · 4.125%
HK$129,294
baseline
▲ 0.50% · 4.625%
HK$137,162
+HK$7,868/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,588/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,351
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$138,981
−HK$3,683/mo
Today · 4.125%
HK$142,664
baseline
▲ 0.50% · 4.625%
HK$150,184
+HK$7,520/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,328/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,791 · Scale 2, in force from 26 Feb 2026)