LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,594
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,697
−HK$2,136/mo
Today · 4.125%
HK$71,833
baseline
▲ 0.50% · 4.625%
HK$76,204
+HK$4,371/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,666/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,198
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,215
−HK$2,046/mo
Today · 4.125%
HK$79,261
baseline
▲ 0.50% · 4.625%
HK$83,438
+HK$4,177/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,522/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,113
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,636
−HK$2,563/mo
Today · 4.125%
HK$86,199
baseline
▲ 0.50% · 4.625%
HK$91,445
+HK$5,246/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,398/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,237
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,657
−HK$2,456/mo
Today · 4.125%
HK$95,113
baseline
▲ 0.50% · 4.625%
HK$100,126
+HK$5,013/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,226/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,632
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,575
−HK$2,991/mo
Today · 4.125%
HK$100,566
baseline
▲ 0.50% · 4.625%
HK$106,685
+HK$6,119/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,132/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,277
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,100
−HK$2,865/mo
Today · 4.125%
HK$110,965
baseline
▲ 0.50% · 4.625%
HK$116,814
+HK$5,849/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,930/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,669
−HK$7,630/mo
▼ 0.25% · 3.875%
HK$125,454
−HK$3,845/mo
Today · 4.125%
HK$129,299
baseline
▲ 0.50% · 4.625%
HK$137,167
+HK$7,868/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,598/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,356
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$138,986
−HK$3,683/mo
Today · 4.125%
HK$142,669
baseline
▲ 0.50% · 4.625%
HK$150,189
+HK$7,520/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,338/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,837 · Scale 2, in force from 26 Feb 2026)