LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,598
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,701
−HK$2,136/mo
Today · 4.125%
HK$71,837
baseline
▲ 0.50% · 4.625%
HK$76,208
+HK$4,371/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,674/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,202
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,219
−HK$2,046/mo
Today · 4.125%
HK$79,265
baseline
▲ 0.50% · 4.625%
HK$83,443
+HK$4,178/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,530/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,118
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,641
−HK$2,563/mo
Today · 4.125%
HK$86,204
baseline
▲ 0.50% · 4.625%
HK$91,450
+HK$5,246/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,408/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,243
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,663
−HK$2,455/mo
Today · 4.125%
HK$95,118
baseline
▲ 0.50% · 4.625%
HK$100,132
+HK$5,014/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,236/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,637
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,581
−HK$2,991/mo
Today · 4.125%
HK$100,572
baseline
▲ 0.50% · 4.625%
HK$106,691
+HK$6,119/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,144/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,283
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,107
−HK$2,864/mo
Today · 4.125%
HK$110,971
baseline
▲ 0.50% · 4.625%
HK$116,821
+HK$5,850/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,942/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,676
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,461
−HK$3,846/mo
Today · 4.125%
HK$129,307
baseline
▲ 0.50% · 4.625%
HK$137,175
+HK$7,868/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,614/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,364
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$138,994
−HK$3,683/mo
Today · 4.125%
HK$142,677
baseline
▲ 0.50% · 4.625%
HK$150,198
+HK$7,521/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,354/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,259,910 · Scale 2, in force from 26 Feb 2026)