LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,604
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,707
−HK$2,136/mo
Today · 4.125%
HK$71,843
baseline
▲ 0.50% · 4.625%
HK$76,215
+HK$4,372/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,686/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,209
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,226
−HK$2,046/mo
Today · 4.125%
HK$79,272
baseline
▲ 0.50% · 4.625%
HK$83,451
+HK$4,179/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,544/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,125
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,648
−HK$2,564/mo
Today · 4.125%
HK$86,212
baseline
▲ 0.50% · 4.625%
HK$91,458
+HK$5,246/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,424/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,250
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,671
−HK$2,455/mo
Today · 4.125%
HK$95,126
baseline
▲ 0.50% · 4.625%
HK$100,141
+HK$5,015/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,252/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,646
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,590
−HK$2,991/mo
Today · 4.125%
HK$100,581
baseline
▲ 0.50% · 4.625%
HK$106,701
+HK$6,120/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,162/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,292
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,116
−HK$2,865/mo
Today · 4.125%
HK$110,981
baseline
▲ 0.50% · 4.625%
HK$116,831
+HK$5,850/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,962/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,687
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,472
−HK$3,846/mo
Today · 4.125%
HK$129,318
baseline
▲ 0.50% · 4.625%
HK$137,187
+HK$7,869/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,636/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,376
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,006
−HK$3,684/mo
Today · 4.125%
HK$142,690
baseline
▲ 0.50% · 4.625%
HK$150,211
+HK$7,521/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,380/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,260,020 · Scale 2, in force from 26 Feb 2026)