LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,604
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,707
−HK$2,137/mo
Today · 4.125%
HK$71,844
baseline
▲ 0.50% · 4.625%
HK$76,215
+HK$4,371/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,688/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,209
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,226
−HK$2,047/mo
Today · 4.125%
HK$79,273
baseline
▲ 0.50% · 4.625%
HK$83,451
+HK$4,178/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,546/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,125
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,649
−HK$2,564/mo
Today · 4.125%
HK$86,213
baseline
▲ 0.50% · 4.625%
HK$91,458
+HK$5,245/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,426/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,251
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,672
−HK$2,455/mo
Today · 4.125%
HK$95,127
baseline
▲ 0.50% · 4.625%
HK$100,141
+HK$5,014/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,254/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,646
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,590
−HK$2,991/mo
Today · 4.125%
HK$100,581
baseline
▲ 0.50% · 4.625%
HK$106,702
+HK$6,121/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,162/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,293
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,117
−HK$2,865/mo
Today · 4.125%
HK$110,982
baseline
▲ 0.50% · 4.625%
HK$116,832
+HK$5,850/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,964/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,688
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,473
−HK$3,846/mo
Today · 4.125%
HK$129,319
baseline
▲ 0.50% · 4.625%
HK$137,188
+HK$7,869/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,638/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,377
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,007
−HK$3,684/mo
Today · 4.125%
HK$142,691
baseline
▲ 0.50% · 4.625%
HK$150,212
+HK$7,521/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,382/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$1,260,030 · Scale 2, in force from 26 Feb 2026)