LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,608
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,711
−HK$2,137/mo
Today · 4.125%
HK$71,848
baseline
▲ 0.50% · 4.625%
HK$76,220
+HK$4,372/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$143,696/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,213
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,231
−HK$2,046/mo
Today · 4.125%
HK$79,277
baseline
▲ 0.50% · 4.625%
HK$83,456
+HK$4,179/mo
Deposit HK$14.82M · loan HK$14.82M · min. income ≈ HK$158,554/mo (50% DSR)
Upfront cash ≈ HK$16.08M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,130
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,653
−HK$2,564/mo
Today · 4.125%
HK$86,217
baseline
▲ 0.50% · 4.625%
HK$91,464
+HK$5,247/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,434/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,256
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,677
−HK$2,455/mo
Today · 4.125%
HK$95,132
baseline
▲ 0.50% · 4.625%
HK$100,147
+HK$5,015/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,264/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,652
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,596
−HK$2,991/mo
Today · 4.125%
HK$100,587
baseline
▲ 0.50% · 4.625%
HK$106,707
+HK$6,120/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$201,174/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,299
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,123
−HK$2,865/mo
Today · 4.125%
HK$110,988
baseline
▲ 0.50% · 4.625%
HK$116,838
+HK$5,850/mo
Deposit HK$8.89M · loan HK$20.75M · min. income ≈ HK$221,976/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,695
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,480
−HK$3,846/mo
Today · 4.125%
HK$129,326
baseline
▲ 0.50% · 4.625%
HK$137,195
+HK$7,869/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$258,652/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,384
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$139,015
−HK$3,684/mo
Today · 4.125%
HK$142,699
baseline
▲ 0.50% · 4.625%
HK$150,220
+HK$7,521/mo
Deposit HK$2.96M · loan HK$26.68M · min. income ≈ HK$285,398/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,100 · Scale 2, in force from 26 Feb 2026)