LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,611
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,714
−HK$2,137/mo
Today · 4.125%
HK$71,851
baseline
▲ 0.50% · 4.625%
HK$76,223
+HK$4,372/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,702/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,217
−HK$4,063/mo
▼ 0.25% · 3.875%
HK$77,234
−HK$2,046/mo
Today · 4.125%
HK$79,280
baseline
▲ 0.50% · 4.625%
HK$83,459
+HK$4,179/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,560/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,133
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,657
−HK$2,564/mo
Today · 4.125%
HK$86,221
baseline
▲ 0.50% · 4.625%
HK$91,467
+HK$5,246/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,442/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,260
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,681
−HK$2,455/mo
Today · 4.125%
HK$95,136
baseline
▲ 0.50% · 4.625%
HK$100,151
+HK$5,015/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,272/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,655
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,600
−HK$2,991/mo
Today · 4.125%
HK$100,591
baseline
▲ 0.50% · 4.625%
HK$106,712
+HK$6,121/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,182/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,303
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,127
−HK$2,865/mo
Today · 4.125%
HK$110,992
baseline
▲ 0.50% · 4.625%
HK$116,843
+HK$5,851/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$221,984/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,700
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,485
−HK$3,846/mo
Today · 4.125%
HK$129,331
baseline
▲ 0.50% · 4.625%
HK$137,201
+HK$7,870/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$258,662/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,390
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$139,021
−HK$3,683/mo
Today · 4.125%
HK$142,704
baseline
▲ 0.50% · 4.625%
HK$150,227
+HK$7,523/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$285,408/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,151 · Scale 2, in force from 26 Feb 2026)