LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,614
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$69,717
−HK$2,136/mo
Today · 4.125%
HK$71,853
baseline
▲ 0.50% · 4.625%
HK$76,226
+HK$4,373/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,706/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,219
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,237
−HK$2,046/mo
Today · 4.125%
HK$79,283
baseline
▲ 0.50% · 4.625%
HK$83,462
+HK$4,179/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,566/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,136
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,660
−HK$2,564/mo
Today · 4.125%
HK$86,224
baseline
▲ 0.50% · 4.625%
HK$91,471
+HK$5,247/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,448/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,263
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,684
−HK$2,456/mo
Today · 4.125%
HK$95,140
baseline
▲ 0.50% · 4.625%
HK$100,155
+HK$5,015/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,280/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,659
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,603
−HK$2,992/mo
Today · 4.125%
HK$100,595
baseline
▲ 0.50% · 4.625%
HK$106,716
+HK$6,121/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,190/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,307
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,131
−HK$2,866/mo
Today · 4.125%
HK$110,997
baseline
▲ 0.50% · 4.625%
HK$116,847
+HK$5,850/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$221,994/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,704
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,490
−HK$3,846/mo
Today · 4.125%
HK$129,336
baseline
▲ 0.50% · 4.625%
HK$137,206
+HK$7,870/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$258,672/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,395
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$139,026
−HK$3,684/mo
Today · 4.125%
HK$142,710
baseline
▲ 0.50% · 4.625%
HK$150,232
+HK$7,522/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$285,420/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,198 · Scale 2, in force from 26 Feb 2026)