LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,615
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,719
−HK$2,136/mo
Today · 4.125%
HK$71,855
baseline
▲ 0.50% · 4.625%
HK$76,228
+HK$4,373/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,710/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,221
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,239
−HK$2,046/mo
Today · 4.125%
HK$79,285
baseline
▲ 0.50% · 4.625%
HK$83,465
+HK$4,180/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,570/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,138
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,662
−HK$2,564/mo
Today · 4.125%
HK$86,226
baseline
▲ 0.50% · 4.625%
HK$91,473
+HK$5,247/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,452/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,266
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,686
−HK$2,456/mo
Today · 4.125%
HK$95,142
baseline
▲ 0.50% · 4.625%
HK$100,157
+HK$5,015/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,284/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,661
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,606
−HK$2,992/mo
Today · 4.125%
HK$100,598
baseline
▲ 0.50% · 4.625%
HK$106,719
+HK$6,121/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,196/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,310
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,134
−HK$2,865/mo
Today · 4.125%
HK$110,999
baseline
▲ 0.50% · 4.625%
HK$116,850
+HK$5,851/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$221,998/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,708
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,493
−HK$3,847/mo
Today · 4.125%
HK$129,340
baseline
▲ 0.50% · 4.625%
HK$137,210
+HK$7,870/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$258,680/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,398
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,030
−HK$3,684/mo
Today · 4.125%
HK$142,714
baseline
▲ 0.50% · 4.625%
HK$150,236
+HK$7,522/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$285,428/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,232 · Scale 2, in force from 26 Feb 2026)