LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,623
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,727
−HK$2,137/mo
Today · 4.125%
HK$71,864
baseline
▲ 0.50% · 4.625%
HK$76,236
+HK$4,372/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,728/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,230
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,248
−HK$2,046/mo
Today · 4.125%
HK$79,294
baseline
▲ 0.50% · 4.625%
HK$83,474
+HK$4,180/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,588/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,148
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,672
−HK$2,564/mo
Today · 4.125%
HK$86,236
baseline
▲ 0.50% · 4.625%
HK$91,484
+HK$5,248/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,472/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,276
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,697
−HK$2,456/mo
Today · 4.125%
HK$95,153
baseline
▲ 0.50% · 4.625%
HK$100,169
+HK$5,016/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,306/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,672
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,617
−HK$2,992/mo
Today · 4.125%
HK$100,609
baseline
▲ 0.50% · 4.625%
HK$106,731
+HK$6,122/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,218/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,322
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,147
−HK$2,865/mo
Today · 4.125%
HK$111,012
baseline
▲ 0.50% · 4.625%
HK$116,864
+HK$5,852/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,024/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,722
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$125,508
−HK$3,847/mo
Today · 4.125%
HK$129,355
baseline
▲ 0.50% · 4.625%
HK$137,226
+HK$7,871/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$258,710/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,414
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,046
−HK$3,684/mo
Today · 4.125%
HK$142,730
baseline
▲ 0.50% · 4.625%
HK$150,254
+HK$7,524/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$285,460/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,378 · Scale 2, in force from 26 Feb 2026)