LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,627
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,730
−HK$2,138/mo
Today · 4.125%
HK$71,868
baseline
▲ 0.50% · 4.625%
HK$76,241
+HK$4,373/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,736/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,234
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,252
−HK$2,047/mo
Today · 4.125%
HK$79,299
baseline
▲ 0.50% · 4.625%
HK$83,479
+HK$4,180/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,598/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,152
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,676
−HK$2,565/mo
Today · 4.125%
HK$86,241
baseline
▲ 0.50% · 4.625%
HK$91,489
+HK$5,248/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,482/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,281
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,702
−HK$2,457/mo
Today · 4.125%
HK$95,159
baseline
▲ 0.50% · 4.625%
HK$100,175
+HK$5,016/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,318/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,678
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,623
−HK$2,992/mo
Today · 4.125%
HK$100,615
baseline
▲ 0.50% · 4.625%
HK$106,737
+HK$6,122/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,230/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,328
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,153
−HK$2,865/mo
Today · 4.125%
HK$111,018
baseline
▲ 0.50% · 4.625%
HK$116,870
+HK$5,852/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,036/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,728
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,515
−HK$3,847/mo
Today · 4.125%
HK$129,362
baseline
▲ 0.50% · 4.625%
HK$137,233
+HK$7,871/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$258,724/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,421
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,053
−HK$3,685/mo
Today · 4.125%
HK$142,738
baseline
▲ 0.50% · 4.625%
HK$150,262
+HK$7,524/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$285,476/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,446 · Scale 2, in force from 26 Feb 2026)