LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,628
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,731
−HK$2,138/mo
Today · 4.125%
HK$71,869
baseline
▲ 0.50% · 4.625%
HK$76,242
+HK$4,373/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,738/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,235
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,253
−HK$2,047/mo
Today · 4.125%
HK$79,300
baseline
▲ 0.50% · 4.625%
HK$83,480
+HK$4,180/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,600/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,153
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,678
−HK$2,564/mo
Today · 4.125%
HK$86,242
baseline
▲ 0.50% · 4.625%
HK$91,490
+HK$5,248/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$172,484/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,282
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,704
−HK$2,456/mo
Today · 4.125%
HK$95,160
baseline
▲ 0.50% · 4.625%
HK$100,176
+HK$5,016/mo
Deposit HK$11.86M · loan HK$17.79M · min. income ≈ HK$190,320/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,679
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,624
−HK$2,992/mo
Today · 4.125%
HK$100,616
baseline
▲ 0.50% · 4.625%
HK$106,738
+HK$6,122/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,232/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,329
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,154
−HK$2,866/mo
Today · 4.125%
HK$111,020
baseline
▲ 0.50% · 4.625%
HK$116,872
+HK$5,852/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,040/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,730
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$125,516
−HK$3,847/mo
Today · 4.125%
HK$129,363
baseline
▲ 0.50% · 4.625%
HK$137,235
+HK$7,872/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$258,726/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,423
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,055
−HK$3,685/mo
Today · 4.125%
HK$142,740
baseline
▲ 0.50% · 4.625%
HK$150,264
+HK$7,524/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$285,480/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,463 · Scale 2, in force from 26 Feb 2026)