LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,632
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,736
−HK$2,137/mo
Today · 4.125%
HK$71,873
baseline
▲ 0.50% · 4.625%
HK$76,247
+HK$4,374/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,746/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,240
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,258
−HK$2,047/mo
Today · 4.125%
HK$79,305
baseline
▲ 0.50% · 4.625%
HK$83,485
+HK$4,180/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,610/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,159
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,683
−HK$2,565/mo
Today · 4.125%
HK$86,248
baseline
▲ 0.50% · 4.625%
HK$91,496
+HK$5,248/mo
Deposit HK$11.86M · loan HK$17.80M · min. income ≈ HK$172,496/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,288
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,710
−HK$2,456/mo
Today · 4.125%
HK$95,166
baseline
▲ 0.50% · 4.625%
HK$100,182
+HK$5,016/mo
Deposit HK$11.86M · loan HK$17.80M · min. income ≈ HK$190,332/mo (50% DSR)
Upfront cash ≈ HK$13.12M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,685
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,630
−HK$2,993/mo
Today · 4.125%
HK$100,623
baseline
▲ 0.50% · 4.625%
HK$106,745
+HK$6,122/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,246/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,336
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,161
−HK$2,866/mo
Today · 4.125%
HK$111,027
baseline
▲ 0.50% · 4.625%
HK$116,879
+HK$5,852/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,054/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,738
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$125,525
−HK$3,847/mo
Today · 4.125%
HK$129,372
baseline
▲ 0.50% · 4.625%
HK$137,244
+HK$7,872/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$258,744/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,432
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,064
−HK$3,685/mo
Today · 4.125%
HK$142,749
baseline
▲ 0.50% · 4.625%
HK$150,274
+HK$7,525/mo
Deposit HK$2.97M · loan HK$26.69M · min. income ≈ HK$285,498/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,546 · Scale 2, in force from 26 Feb 2026)