LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,636
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,740
−HK$2,138/mo
Today · 4.125%
HK$71,878
baseline
▲ 0.50% · 4.625%
HK$76,251
+HK$4,373/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,756/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,245
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,263
−HK$2,047/mo
Today · 4.125%
HK$79,310
baseline
▲ 0.50% · 4.625%
HK$83,490
+HK$4,180/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,620/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,164
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,688
−HK$2,565/mo
Today · 4.125%
HK$86,253
baseline
▲ 0.50% · 4.625%
HK$91,501
+HK$5,248/mo
Deposit HK$11.86M · loan HK$17.80M · min. income ≈ HK$172,506/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,294
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,715
−HK$2,457/mo
Today · 4.125%
HK$95,172
baseline
▲ 0.50% · 4.625%
HK$100,189
+HK$5,017/mo
Deposit HK$11.86M · loan HK$17.80M · min. income ≈ HK$190,344/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,691
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,636
−HK$2,993/mo
Today · 4.125%
HK$100,629
baseline
▲ 0.50% · 4.625%
HK$106,752
+HK$6,123/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,258/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,343
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,168
−HK$2,866/mo
Today · 4.125%
HK$111,034
baseline
▲ 0.50% · 4.625%
HK$116,887
+HK$5,853/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,068/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,745
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$125,532
−HK$3,848/mo
Today · 4.125%
HK$129,380
baseline
▲ 0.50% · 4.625%
HK$137,252
+HK$7,872/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,760/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,440
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$139,073
−HK$3,685/mo
Today · 4.125%
HK$142,758
baseline
▲ 0.50% · 4.625%
HK$150,283
+HK$7,525/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,516/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,622 · Scale 2, in force from 26 Feb 2026)