LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,640
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,744
−HK$2,137/mo
Today · 4.125%
HK$71,881
baseline
▲ 0.50% · 4.625%
HK$76,255
+HK$4,374/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,762/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,249
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,267
−HK$2,047/mo
Today · 4.125%
HK$79,314
baseline
▲ 0.50% · 4.625%
HK$83,495
+HK$4,181/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,628/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,168
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,693
−HK$2,565/mo
Today · 4.125%
HK$86,258
baseline
▲ 0.50% · 4.625%
HK$91,506
+HK$5,248/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,516/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,298
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,720
−HK$2,457/mo
Today · 4.125%
HK$95,177
baseline
▲ 0.50% · 4.625%
HK$100,194
+HK$5,017/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,354/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,696
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,641
−HK$2,993/mo
Today · 4.125%
HK$100,634
baseline
▲ 0.50% · 4.625%
HK$106,757
+HK$6,123/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,268/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,348
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,173
−HK$2,867/mo
Today · 4.125%
HK$111,040
baseline
▲ 0.50% · 4.625%
HK$116,893
+HK$5,853/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,080/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,752
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$125,539
−HK$3,848/mo
Today · 4.125%
HK$129,387
baseline
▲ 0.50% · 4.625%
HK$137,259
+HK$7,872/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,774/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,448
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$139,080
−HK$3,685/mo
Today · 4.125%
HK$142,765
baseline
▲ 0.50% · 4.625%
HK$150,291
+HK$7,526/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,530/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,689 · Scale 2, in force from 26 Feb 2026)