LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,641
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,745
−HK$2,138/mo
Today · 4.125%
HK$71,883
baseline
▲ 0.50% · 4.625%
HK$76,257
+HK$4,374/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,766/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,250
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,268
−HK$2,048/mo
Today · 4.125%
HK$79,316
baseline
▲ 0.50% · 4.625%
HK$83,496
+HK$4,180/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,632/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,169
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,694
−HK$2,565/mo
Today · 4.125%
HK$86,259
baseline
▲ 0.50% · 4.625%
HK$91,508
+HK$5,249/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,518/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,300
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,722
−HK$2,457/mo
Today · 4.125%
HK$95,179
baseline
▲ 0.50% · 4.625%
HK$100,196
+HK$5,017/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,358/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,697
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,643
−HK$2,993/mo
Today · 4.125%
HK$100,636
baseline
▲ 0.50% · 4.625%
HK$106,759
+HK$6,123/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,272/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,350
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,175
−HK$2,867/mo
Today · 4.125%
HK$111,042
baseline
▲ 0.50% · 4.625%
HK$116,895
+HK$5,853/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,084/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,754
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$125,541
−HK$3,848/mo
Today · 4.125%
HK$129,389
baseline
▲ 0.50% · 4.625%
HK$137,262
+HK$7,873/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,778/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,450
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$139,083
−HK$3,685/mo
Today · 4.125%
HK$142,768
baseline
▲ 0.50% · 4.625%
HK$150,293
+HK$7,525/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,536/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,712 · Scale 2, in force from 26 Feb 2026)