LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,642
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,746
−HK$2,138/mo
Today · 4.125%
HK$71,884
baseline
▲ 0.50% · 4.625%
HK$76,258
+HK$4,374/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,768/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,251
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,269
−HK$2,048/mo
Today · 4.125%
HK$79,317
baseline
▲ 0.50% · 4.625%
HK$83,498
+HK$4,181/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,634/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,171
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,695
−HK$2,566/mo
Today · 4.125%
HK$86,261
baseline
▲ 0.50% · 4.625%
HK$91,509
+HK$5,248/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,522/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,301
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,723
−HK$2,457/mo
Today · 4.125%
HK$95,180
baseline
▲ 0.50% · 4.625%
HK$100,197
+HK$5,017/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,360/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,699
−HK$5,938/mo
▼ 0.25% · 3.875%
HK$97,645
−HK$2,992/mo
Today · 4.125%
HK$100,637
baseline
▲ 0.50% · 4.625%
HK$106,761
+HK$6,124/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$201,274/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,352
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,177
−HK$2,866/mo
Today · 4.125%
HK$111,043
baseline
▲ 0.50% · 4.625%
HK$116,897
+HK$5,854/mo
Deposit HK$8.90M · loan HK$20.76M · min. income ≈ HK$222,086/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,756
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$125,543
−HK$3,848/mo
Today · 4.125%
HK$129,391
baseline
▲ 0.50% · 4.625%
HK$137,264
+HK$7,873/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,782/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,452
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$139,085
−HK$3,685/mo
Today · 4.125%
HK$142,770
baseline
▲ 0.50% · 4.625%
HK$150,296
+HK$7,526/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,540/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,731 · Scale 2, in force from 26 Feb 2026)