LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,645
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,749
−HK$2,138/mo
Today · 4.125%
HK$71,887
baseline
▲ 0.50% · 4.625%
HK$76,261
+HK$4,374/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,774/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,255
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$77,273
−HK$2,047/mo
Today · 4.125%
HK$79,320
baseline
▲ 0.50% · 4.625%
HK$83,501
+HK$4,181/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,640/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,174
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,699
−HK$2,565/mo
Today · 4.125%
HK$86,264
baseline
▲ 0.50% · 4.625%
HK$91,513
+HK$5,249/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,528/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,305
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,727
−HK$2,457/mo
Today · 4.125%
HK$95,184
baseline
▲ 0.50% · 4.625%
HK$100,202
+HK$5,018/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,368/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,703
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,649
−HK$2,993/mo
Today · 4.125%
HK$100,642
baseline
▲ 0.50% · 4.625%
HK$106,766
+HK$6,124/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,284/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,356
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,182
−HK$2,866/mo
Today · 4.125%
HK$111,048
baseline
▲ 0.50% · 4.625%
HK$116,902
+HK$5,854/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,096/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,761
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,549
−HK$3,848/mo
Today · 4.125%
HK$129,397
baseline
▲ 0.50% · 4.625%
HK$137,270
+HK$7,873/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,794/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,458
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$139,091
−HK$3,685/mo
Today · 4.125%
HK$142,776
baseline
▲ 0.50% · 4.625%
HK$150,302
+HK$7,526/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,552/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,787 · Scale 2, in force from 26 Feb 2026)