LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,648
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,752
−HK$2,138/mo
Today · 4.125%
HK$71,890
baseline
▲ 0.50% · 4.625%
HK$76,265
+HK$4,375/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,780/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,258
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,276
−HK$2,048/mo
Today · 4.125%
HK$79,324
baseline
▲ 0.50% · 4.625%
HK$83,505
+HK$4,181/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,648/mo (50% DSR)
Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,178
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,703
−HK$2,565/mo
Today · 4.125%
HK$86,268
baseline
▲ 0.50% · 4.625%
HK$91,518
+HK$5,250/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,536/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,309
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,732
−HK$2,457/mo
Today · 4.125%
HK$95,189
baseline
▲ 0.50% · 4.625%
HK$100,206
+HK$5,017/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,378/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,707
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,653
−HK$2,993/mo
Today · 4.125%
HK$100,646
baseline
▲ 0.50% · 4.625%
HK$106,770
+HK$6,124/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,292/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,361
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$108,187
−HK$2,866/mo
Today · 4.125%
HK$111,053
baseline
▲ 0.50% · 4.625%
HK$116,907
+HK$5,854/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,106/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,767
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,554
−HK$3,849/mo
Today · 4.125%
HK$129,403
baseline
▲ 0.50% · 4.625%
HK$137,276
+HK$7,873/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,806/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,464
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,097
−HK$3,686/mo
Today · 4.125%
HK$142,783
baseline
▲ 0.50% · 4.625%
HK$150,309
+HK$7,526/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,566/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,844 · Scale 2, in force from 26 Feb 2026)