LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,653
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,758
−HK$2,138/mo
Today · 4.125%
HK$71,896
baseline
▲ 0.50% · 4.625%
HK$76,271
+HK$4,375/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$143,792/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,264
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,282
−HK$2,048/mo
Today · 4.125%
HK$79,330
baseline
▲ 0.50% · 4.625%
HK$83,512
+HK$4,182/mo
Deposit HK$14.83M · loan HK$14.83M · min. income ≈ HK$158,660/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,184
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,709
−HK$2,566/mo
Today · 4.125%
HK$86,275
baseline
▲ 0.50% · 4.625%
HK$91,525
+HK$5,250/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,550/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,316
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,739
−HK$2,457/mo
Today · 4.125%
HK$95,196
baseline
▲ 0.50% · 4.625%
HK$100,214
+HK$5,018/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,392/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,715
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,661
−HK$2,993/mo
Today · 4.125%
HK$100,654
baseline
▲ 0.50% · 4.625%
HK$106,779
+HK$6,125/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,308/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,369
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,195
−HK$2,867/mo
Today · 4.125%
HK$111,062
baseline
▲ 0.50% · 4.625%
HK$116,916
+HK$5,854/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,124/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,776
−HK$7,637/mo
▼ 0.25% · 3.875%
HK$125,564
−HK$3,849/mo
Today · 4.125%
HK$129,413
baseline
▲ 0.50% · 4.625%
HK$137,287
+HK$7,874/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,826/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,475
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,108
−HK$3,686/mo
Today · 4.125%
HK$142,794
baseline
▲ 0.50% · 4.625%
HK$150,321
+HK$7,527/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,588/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,260,942 · Scale 2, in force from 26 Feb 2026)