LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,657
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,762
−HK$2,138/mo
Today · 4.125%
HK$71,900
baseline
▲ 0.50% · 4.625%
HK$76,275
+HK$4,375/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,800/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,268
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,287
−HK$2,048/mo
Today · 4.125%
HK$79,335
baseline
▲ 0.50% · 4.625%
HK$83,517
+HK$4,182/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,670/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,189
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,714
−HK$2,566/mo
Today · 4.125%
HK$86,280
baseline
▲ 0.50% · 4.625%
HK$91,530
+HK$5,250/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,560/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,322
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,744
−HK$2,458/mo
Today · 4.125%
HK$95,202
baseline
▲ 0.50% · 4.625%
HK$100,220
+HK$5,018/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,404/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,720
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,667
−HK$2,993/mo
Today · 4.125%
HK$100,660
baseline
▲ 0.50% · 4.625%
HK$106,785
+HK$6,125/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,320/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,375
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,202
−HK$2,867/mo
Today · 4.125%
HK$111,069
baseline
▲ 0.50% · 4.625%
HK$116,923
+HK$5,854/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,138/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,783
−HK$7,637/mo
▼ 0.25% · 3.875%
HK$125,572
−HK$3,848/mo
Today · 4.125%
HK$129,420
baseline
▲ 0.50% · 4.625%
HK$137,295
+HK$7,875/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,840/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,483
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,116
−HK$3,686/mo
Today · 4.125%
HK$142,802
baseline
▲ 0.50% · 4.625%
HK$150,330
+HK$7,528/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,604/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,017 · Scale 2, in force from 26 Feb 2026)