LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,658
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,763
−HK$2,138/mo
Today · 4.125%
HK$71,901
baseline
▲ 0.50% · 4.625%
HK$76,276
+HK$4,375/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,802/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,269
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,288
−HK$2,048/mo
Today · 4.125%
HK$79,336
baseline
▲ 0.50% · 4.625%
HK$83,518
+HK$4,182/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,672/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,190
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,715
−HK$2,566/mo
Today · 4.125%
HK$86,281
baseline
▲ 0.50% · 4.625%
HK$91,531
+HK$5,250/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,562/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,323
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,746
−HK$2,457/mo
Today · 4.125%
HK$95,203
baseline
▲ 0.50% · 4.625%
HK$100,221
+HK$5,018/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,406/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,722
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,668
−HK$2,994/mo
Today · 4.125%
HK$100,662
baseline
▲ 0.50% · 4.625%
HK$106,787
+HK$6,125/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,324/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,377
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,203
−HK$2,867/mo
Today · 4.125%
HK$111,070
baseline
▲ 0.50% · 4.625%
HK$116,925
+HK$5,855/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,140/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,785
−HK$7,637/mo
▼ 0.25% · 3.875%
HK$125,573
−HK$3,849/mo
Today · 4.125%
HK$129,422
baseline
▲ 0.50% · 4.625%
HK$137,297
+HK$7,875/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$258,844/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,485
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,118
−HK$3,686/mo
Today · 4.125%
HK$142,804
baseline
▲ 0.50% · 4.625%
HK$150,332
+HK$7,528/mo
Deposit HK$2.97M · loan HK$26.70M · min. income ≈ HK$285,608/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,034 · Scale 2, in force from 26 Feb 2026)