LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,661
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,766
−HK$2,138/mo
Today · 4.125%
HK$71,904
baseline
▲ 0.50% · 4.625%
HK$76,279
+HK$4,375/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,808/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,273
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,291
−HK$2,048/mo
Today · 4.125%
HK$79,339
baseline
▲ 0.50% · 4.625%
HK$83,521
+HK$4,182/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,678/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,194
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,719
−HK$2,566/mo
Today · 4.125%
HK$86,285
baseline
▲ 0.50% · 4.625%
HK$91,535
+HK$5,250/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,570/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,327
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,750
−HK$2,457/mo
Today · 4.125%
HK$95,207
baseline
▲ 0.50% · 4.625%
HK$100,226
+HK$5,019/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,414/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,726
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,672
−HK$2,994/mo
Today · 4.125%
HK$100,666
baseline
▲ 0.50% · 4.625%
HK$106,791
+HK$6,125/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,332/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,382
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,208
−HK$2,867/mo
Today · 4.125%
HK$111,075
baseline
▲ 0.50% · 4.625%
HK$116,930
+HK$5,855/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,150/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,790
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$125,579
−HK$3,849/mo
Today · 4.125%
HK$129,428
baseline
▲ 0.50% · 4.625%
HK$137,303
+HK$7,875/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$258,856/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,491
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$139,124
−HK$3,687/mo
Today · 4.125%
HK$142,811
baseline
▲ 0.50% · 4.625%
HK$150,338
+HK$7,527/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$285,622/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,089 · Scale 2, in force from 26 Feb 2026)