LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,664
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,769
−HK$2,138/mo
Today · 4.125%
HK$71,907
baseline
▲ 0.50% · 4.625%
HK$76,282
+HK$4,375/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,814/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,275
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,294
−HK$2,048/mo
Today · 4.125%
HK$79,342
baseline
▲ 0.50% · 4.625%
HK$83,525
+HK$4,183/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,684/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,197
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,722
−HK$2,567/mo
Today · 4.125%
HK$86,289
baseline
▲ 0.50% · 4.625%
HK$91,539
+HK$5,250/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$172,578/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,331
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$92,753
−HK$2,458/mo
Today · 4.125%
HK$95,211
baseline
▲ 0.50% · 4.625%
HK$100,230
+HK$5,019/mo
Deposit HK$11.87M · loan HK$17.80M · min. income ≈ HK$190,422/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,730
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,676
−HK$2,994/mo
Today · 4.125%
HK$100,670
baseline
▲ 0.50% · 4.625%
HK$106,795
+HK$6,125/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,340/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,386
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,212
−HK$2,867/mo
Today · 4.125%
HK$111,079
baseline
▲ 0.50% · 4.625%
HK$116,935
+HK$5,856/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,158/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,795
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$125,584
−HK$3,849/mo
Today · 4.125%
HK$129,433
baseline
▲ 0.50% · 4.625%
HK$137,308
+HK$7,875/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$258,866/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,496
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$139,130
−HK$3,686/mo
Today · 4.125%
HK$142,816
baseline
▲ 0.50% · 4.625%
HK$150,344
+HK$7,528/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$285,632/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,139 · Scale 2, in force from 26 Feb 2026)