LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,667
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,772
−HK$2,138/mo
Today · 4.125%
HK$71,910
baseline
▲ 0.50% · 4.625%
HK$76,286
+HK$4,376/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,820/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,279
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,298
−HK$2,048/mo
Today · 4.125%
HK$79,346
baseline
▲ 0.50% · 4.625%
HK$83,528
+HK$4,182/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,692/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,200
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,726
−HK$2,566/mo
Today · 4.125%
HK$86,292
baseline
▲ 0.50% · 4.625%
HK$91,543
+HK$5,251/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,584/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,334
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,757
−HK$2,458/mo
Today · 4.125%
HK$95,215
baseline
▲ 0.50% · 4.625%
HK$100,234
+HK$5,019/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,430/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,733
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,680
−HK$2,994/mo
Today · 4.125%
HK$100,674
baseline
▲ 0.50% · 4.625%
HK$106,800
+HK$6,126/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,348/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,390
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,217
−HK$2,867/mo
Today · 4.125%
HK$111,084
baseline
▲ 0.50% · 4.625%
HK$116,939
+HK$5,855/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,168/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,800
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$125,589
−HK$3,849/mo
Today · 4.125%
HK$129,438
baseline
▲ 0.50% · 4.625%
HK$137,314
+HK$7,876/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$258,876/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,501
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$139,136
−HK$3,686/mo
Today · 4.125%
HK$142,822
baseline
▲ 0.50% · 4.625%
HK$150,351
+HK$7,529/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$285,644/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,191 · Scale 2, in force from 26 Feb 2026)