LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,670
−HK$4,243/mo
▼ 0.25% · 3.875%
HK$69,775
−HK$2,138/mo
Today · 4.125%
HK$71,913
baseline
▲ 0.50% · 4.625%
HK$76,289
+HK$4,376/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,826/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,282
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,301
−HK$2,048/mo
Today · 4.125%
HK$79,349
baseline
▲ 0.50% · 4.625%
HK$83,532
+HK$4,183/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,698/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,204
−HK$5,092/mo
▼ 0.25% · 3.875%
HK$83,730
−HK$2,566/mo
Today · 4.125%
HK$86,296
baseline
▲ 0.50% · 4.625%
HK$91,547
+HK$5,251/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,592/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,338
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,761
−HK$2,458/mo
Today · 4.125%
HK$95,219
baseline
▲ 0.50% · 4.625%
HK$100,238
+HK$5,019/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,438/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,738
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,684
−HK$2,994/mo
Today · 4.125%
HK$100,678
baseline
▲ 0.50% · 4.625%
HK$106,805
+HK$6,127/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,356/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,395
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,221
−HK$2,868/mo
Today · 4.125%
HK$111,089
baseline
▲ 0.50% · 4.625%
HK$116,944
+HK$5,855/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,178/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,805
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$125,594
−HK$3,850/mo
Today · 4.125%
HK$129,444
baseline
▲ 0.50% · 4.625%
HK$137,320
+HK$7,876/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$258,888/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,507
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$139,142
−HK$3,686/mo
Today · 4.125%
HK$142,828
baseline
▲ 0.50% · 4.625%
HK$150,357
+HK$7,529/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$285,656/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,246 · Scale 2, in force from 26 Feb 2026)