LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,674
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,779
−HK$2,139/mo
Today · 4.125%
HK$71,918
baseline
▲ 0.50% · 4.625%
HK$76,294
+HK$4,376/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,836/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,287
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,306
−HK$2,049/mo
Today · 4.125%
HK$79,355
baseline
▲ 0.50% · 4.625%
HK$83,537
+HK$4,182/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,710/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,209
−HK$5,093/mo
▼ 0.25% · 3.875%
HK$83,735
−HK$2,567/mo
Today · 4.125%
HK$86,302
baseline
▲ 0.50% · 4.625%
HK$91,553
+HK$5,251/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,604/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,344
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,767
−HK$2,458/mo
Today · 4.125%
HK$95,225
baseline
▲ 0.50% · 4.625%
HK$100,245
+HK$5,020/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,450/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,744
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,691
−HK$2,994/mo
Today · 4.125%
HK$100,685
baseline
▲ 0.50% · 4.625%
HK$106,812
+HK$6,127/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$201,370/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,402
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,229
−HK$2,867/mo
Today · 4.125%
HK$111,096
baseline
▲ 0.50% · 4.625%
HK$116,952
+HK$5,856/mo
Deposit HK$8.90M · loan HK$20.77M · min. income ≈ HK$222,192/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,814
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$125,603
−HK$3,850/mo
Today · 4.125%
HK$129,453
baseline
▲ 0.50% · 4.625%
HK$137,329
+HK$7,876/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$258,906/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,517
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$139,151
−HK$3,687/mo
Today · 4.125%
HK$142,838
baseline
▲ 0.50% · 4.625%
HK$150,367
+HK$7,529/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$285,676/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,331 · Scale 2, in force from 26 Feb 2026)