LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,683
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,788
−HK$2,139/mo
Today · 4.125%
HK$71,927
baseline
▲ 0.50% · 4.625%
HK$76,304
+HK$4,377/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,854/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,296
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,316
−HK$2,049/mo
Today · 4.125%
HK$79,365
baseline
▲ 0.50% · 4.625%
HK$83,548
+HK$4,183/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,730/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,219
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,746
−HK$2,567/mo
Today · 4.125%
HK$86,313
baseline
▲ 0.50% · 4.625%
HK$91,565
+HK$5,252/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,626/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,356
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$92,779
−HK$2,458/mo
Today · 4.125%
HK$95,237
baseline
▲ 0.50% · 4.625%
HK$100,258
+HK$5,021/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,474/mo (50% DSR)
Upfront cash ≈ HK$13.13M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,756
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,703
−HK$2,995/mo
Today · 4.125%
HK$100,698
baseline
▲ 0.50% · 4.625%
HK$106,825
+HK$6,127/mo
Deposit HK$8.90M · loan HK$20.78M · min. income ≈ HK$201,396/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,415
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,242
−HK$2,868/mo
Today · 4.125%
HK$111,110
baseline
▲ 0.50% · 4.625%
HK$116,967
+HK$5,857/mo
Deposit HK$8.90M · loan HK$20.78M · min. income ≈ HK$222,220/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,829
−HK$7,640/mo
▼ 0.25% · 3.875%
HK$125,619
−HK$3,850/mo
Today · 4.125%
HK$129,469
baseline
▲ 0.50% · 4.625%
HK$137,347
+HK$7,878/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$258,938/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,534
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$139,169
−HK$3,687/mo
Today · 4.125%
HK$142,856
baseline
▲ 0.50% · 4.625%
HK$150,386
+HK$7,530/mo
Deposit HK$2.97M · loan HK$26.71M · min. income ≈ HK$285,712/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,491 · Scale 2, in force from 26 Feb 2026)