LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,690
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,795
−HK$2,140/mo
Today · 4.125%
HK$71,935
baseline
▲ 0.50% · 4.625%
HK$76,312
+HK$4,377/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,870/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,304
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,324
−HK$2,049/mo
Today · 4.125%
HK$79,373
baseline
▲ 0.50% · 4.625%
HK$83,557
+HK$4,184/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,746/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,228
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,754
−HK$2,568/mo
Today · 4.125%
HK$86,322
baseline
▲ 0.50% · 4.625%
HK$91,574
+HK$5,252/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,644/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,365
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,789
−HK$2,458/mo
Today · 4.125%
HK$95,247
baseline
▲ 0.50% · 4.625%
HK$100,268
+HK$5,021/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,494/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,766
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,714
−HK$2,994/mo
Today · 4.125%
HK$100,708
baseline
▲ 0.50% · 4.625%
HK$106,836
+HK$6,128/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$201,416/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,426
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,253
−HK$2,869/mo
Today · 4.125%
HK$111,122
baseline
▲ 0.50% · 4.625%
HK$116,979
+HK$5,857/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$222,244/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,842
−HK$7,640/mo
▼ 0.25% · 3.875%
HK$125,632
−HK$3,850/mo
Today · 4.125%
HK$129,482
baseline
▲ 0.50% · 4.625%
HK$137,361
+HK$7,879/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$258,964/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,548
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,183
−HK$3,688/mo
Today · 4.125%
HK$142,871
baseline
▲ 0.50% · 4.625%
HK$150,402
+HK$7,531/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$285,742/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,621 · Scale 2, in force from 26 Feb 2026)