LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,693
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,799
−HK$2,139/mo
Today · 4.125%
HK$71,938
baseline
▲ 0.50% · 4.625%
HK$76,315
+HK$4,377/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,876/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,308
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$77,327
−HK$2,049/mo
Today · 4.125%
HK$79,376
baseline
▲ 0.50% · 4.625%
HK$83,560
+HK$4,184/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,752/mo (50% DSR)
Upfront cash ≈ HK$16.10M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,231
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,758
−HK$2,567/mo
Today · 4.125%
HK$86,325
baseline
▲ 0.50% · 4.625%
HK$91,578
+HK$5,253/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,650/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,369
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,793
−HK$2,459/mo
Today · 4.125%
HK$95,252
baseline
▲ 0.50% · 4.625%
HK$100,272
+HK$5,020/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,504/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,770
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,718
−HK$2,995/mo
Today · 4.125%
HK$100,713
baseline
▲ 0.50% · 4.625%
HK$106,841
+HK$6,128/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$201,426/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,431
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,258
−HK$2,869/mo
Today · 4.125%
HK$111,127
baseline
▲ 0.50% · 4.625%
HK$116,985
+HK$5,858/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$222,254/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,847
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,637
−HK$3,851/mo
Today · 4.125%
HK$129,488
baseline
▲ 0.50% · 4.625%
HK$137,367
+HK$7,879/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$258,976/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,554
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,189
−HK$3,688/mo
Today · 4.125%
HK$142,877
baseline
▲ 0.50% · 4.625%
HK$150,409
+HK$7,532/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$285,754/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,678 · Scale 2, in force from 26 Feb 2026)