LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,694
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,800
−HK$2,139/mo
Today · 4.125%
HK$71,939
baseline
▲ 0.50% · 4.625%
HK$76,316
+HK$4,377/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,878/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,309
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,329
−HK$2,049/mo
Today · 4.125%
HK$79,378
baseline
▲ 0.50% · 4.625%
HK$83,562
+HK$4,184/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,756/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,233
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,760
−HK$2,567/mo
Today · 4.125%
HK$86,327
baseline
▲ 0.50% · 4.625%
HK$91,580
+HK$5,253/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,654/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,371
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,794
−HK$2,459/mo
Today · 4.125%
HK$95,253
baseline
▲ 0.50% · 4.625%
HK$100,274
+HK$5,021/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,506/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,772
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,719
−HK$2,996/mo
Today · 4.125%
HK$100,715
baseline
▲ 0.50% · 4.625%
HK$106,843
+HK$6,128/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$201,430/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,432
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,260
−HK$2,869/mo
Today · 4.125%
HK$111,129
baseline
▲ 0.50% · 4.625%
HK$116,986
+HK$5,857/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$222,258/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,849
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,639
−HK$3,851/mo
Today · 4.125%
HK$129,490
baseline
▲ 0.50% · 4.625%
HK$137,369
+HK$7,879/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$258,980/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,556
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$139,191
−HK$3,689/mo
Today · 4.125%
HK$142,880
baseline
▲ 0.50% · 4.625%
HK$150,411
+HK$7,531/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$285,760/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,697 · Scale 2, in force from 26 Feb 2026)