LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,695
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,801
−HK$2,139/mo
Today · 4.125%
HK$71,940
baseline
▲ 0.50% · 4.625%
HK$76,317
+HK$4,377/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$143,880/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,310
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,330
−HK$2,049/mo
Today · 4.125%
HK$79,379
baseline
▲ 0.50% · 4.625%
HK$83,563
+HK$4,184/mo
Deposit HK$14.84M · loan HK$14.84M · min. income ≈ HK$158,758/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,234
−HK$5,094/mo
▼ 0.25% · 3.875%
HK$83,761
−HK$2,567/mo
Today · 4.125%
HK$86,328
baseline
▲ 0.50% · 4.625%
HK$91,581
+HK$5,253/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$172,656/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,372
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$92,795
−HK$2,459/mo
Today · 4.125%
HK$95,254
baseline
▲ 0.50% · 4.625%
HK$100,275
+HK$5,021/mo
Deposit HK$11.87M · loan HK$17.81M · min. income ≈ HK$190,508/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,773
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,721
−HK$2,995/mo
Today · 4.125%
HK$100,716
baseline
▲ 0.50% · 4.625%
HK$106,844
+HK$6,128/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$201,432/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,434
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,261
−HK$2,869/mo
Today · 4.125%
HK$111,130
baseline
▲ 0.50% · 4.625%
HK$116,988
+HK$5,858/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$222,260/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,851
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$125,641
−HK$3,851/mo
Today · 4.125%
HK$129,492
baseline
▲ 0.50% · 4.625%
HK$137,371
+HK$7,879/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$258,984/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,558
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$139,193
−HK$3,688/mo
Today · 4.125%
HK$142,881
baseline
▲ 0.50% · 4.625%
HK$150,413
+HK$7,532/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$285,762/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,714 · Scale 2, in force from 26 Feb 2026)