LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,704
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,810
−HK$2,139/mo
Today · 4.125%
HK$71,949
baseline
▲ 0.50% · 4.625%
HK$76,327
+HK$4,378/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,898/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,320
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,340
−HK$2,049/mo
Today · 4.125%
HK$79,389
baseline
▲ 0.50% · 4.625%
HK$83,574
+HK$4,185/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,778/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,244
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,772
−HK$2,567/mo
Today · 4.125%
HK$86,339
baseline
▲ 0.50% · 4.625%
HK$91,593
+HK$5,254/mo
Deposit HK$11.88M · loan HK$17.81M · min. income ≈ HK$172,678/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,384
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$92,808
−HK$2,459/mo
Today · 4.125%
HK$95,267
baseline
▲ 0.50% · 4.625%
HK$100,288
+HK$5,021/mo
Deposit HK$11.88M · loan HK$17.81M · min. income ≈ HK$190,534/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,785
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,734
−HK$2,995/mo
Today · 4.125%
HK$100,729
baseline
▲ 0.50% · 4.625%
HK$106,858
+HK$6,129/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$201,458/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,448
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,276
−HK$2,869/mo
Today · 4.125%
HK$111,145
baseline
▲ 0.50% · 4.625%
HK$117,003
+HK$5,858/mo
Deposit HK$8.91M · loan HK$20.78M · min. income ≈ HK$222,290/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,867
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$125,657
−HK$3,852/mo
Today · 4.125%
HK$129,509
baseline
▲ 0.50% · 4.625%
HK$137,389
+HK$7,880/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$259,018/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,576
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$139,212
−HK$3,688/mo
Today · 4.125%
HK$142,900
baseline
▲ 0.50% · 4.625%
HK$150,433
+HK$7,533/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$285,800/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,880 · Scale 2, in force from 26 Feb 2026)