LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,710
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,816
−HK$2,140/mo
Today · 4.125%
HK$71,956
baseline
▲ 0.50% · 4.625%
HK$76,334
+HK$4,378/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,912/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,327
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,347
−HK$2,049/mo
Today · 4.125%
HK$79,396
baseline
▲ 0.50% · 4.625%
HK$83,582
+HK$4,186/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,792/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,252
−HK$5,095/mo
▼ 0.25% · 3.875%
HK$83,780
−HK$2,567/mo
Today · 4.125%
HK$86,347
baseline
▲ 0.50% · 4.625%
HK$91,601
+HK$5,254/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,694/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,392
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,816
−HK$2,460/mo
Today · 4.125%
HK$95,276
baseline
▲ 0.50% · 4.625%
HK$100,298
+HK$5,022/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,552/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,794
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,743
−HK$2,996/mo
Today · 4.125%
HK$100,739
baseline
▲ 0.50% · 4.625%
HK$106,868
+HK$6,129/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,478/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,458
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,286
−HK$2,869/mo
Today · 4.125%
HK$111,155
baseline
▲ 0.50% · 4.625%
HK$117,014
+HK$5,859/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,310/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,878
−HK$7,643/mo
▼ 0.25% · 3.875%
HK$125,669
−HK$3,852/mo
Today · 4.125%
HK$129,521
baseline
▲ 0.50% · 4.625%
HK$137,402
+HK$7,881/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$259,042/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,588
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,225
−HK$3,689/mo
Today · 4.125%
HK$142,914
baseline
▲ 0.50% · 4.625%
HK$150,447
+HK$7,533/mo
Deposit HK$2.97M · loan HK$26.72M · min. income ≈ HK$285,828/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,261,999 · Scale 2, in force from 26 Feb 2026)