LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,715
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,821
−HK$2,140/mo
Today · 4.125%
HK$71,961
baseline
▲ 0.50% · 4.625%
HK$76,340
+HK$4,379/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,922/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,332
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,353
−HK$2,049/mo
Today · 4.125%
HK$79,402
baseline
▲ 0.50% · 4.625%
HK$83,588
+HK$4,186/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,804/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,258
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,786
−HK$2,568/mo
Today · 4.125%
HK$86,354
baseline
▲ 0.50% · 4.625%
HK$91,608
+HK$5,254/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,708/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,399
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,823
−HK$2,460/mo
Today · 4.125%
HK$95,283
baseline
▲ 0.50% · 4.625%
HK$100,305
+HK$5,022/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,566/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,801
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,750
−HK$2,996/mo
Today · 4.125%
HK$100,746
baseline
▲ 0.50% · 4.625%
HK$106,876
+HK$6,130/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,492/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,465
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,294
−HK$2,869/mo
Today · 4.125%
HK$111,163
baseline
▲ 0.50% · 4.625%
HK$117,023
+HK$5,860/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,326/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,887
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$125,679
−HK$3,852/mo
Today · 4.125%
HK$129,531
baseline
▲ 0.50% · 4.625%
HK$137,412
+HK$7,881/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$259,062/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,598
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$139,235
−HK$3,689/mo
Today · 4.125%
HK$142,924
baseline
▲ 0.50% · 4.625%
HK$150,458
+HK$7,534/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$285,848/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,093 · Scale 2, in force from 26 Feb 2026)