LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,720
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,827
−HK$2,140/mo
Today · 4.125%
HK$71,967
baseline
▲ 0.50% · 4.625%
HK$76,346
+HK$4,379/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,934/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,338
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,359
−HK$2,049/mo
Today · 4.125%
HK$79,408
baseline
▲ 0.50% · 4.625%
HK$83,594
+HK$4,186/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,816/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,264
−HK$5,096/mo
▼ 0.25% · 3.875%
HK$83,792
−HK$2,568/mo
Today · 4.125%
HK$86,360
baseline
▲ 0.50% · 4.625%
HK$91,615
+HK$5,255/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,720/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,406
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,830
−HK$2,460/mo
Today · 4.125%
HK$95,290
baseline
▲ 0.50% · 4.625%
HK$100,313
+HK$5,023/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,580/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,808
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,757
−HK$2,997/mo
Today · 4.125%
HK$100,754
baseline
▲ 0.50% · 4.625%
HK$106,884
+HK$6,130/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,508/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,473
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,302
−HK$2,870/mo
Today · 4.125%
HK$111,172
baseline
▲ 0.50% · 4.625%
HK$117,032
+HK$5,860/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,344/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,896
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$125,688
−HK$3,852/mo
Today · 4.125%
HK$129,540
baseline
▲ 0.50% · 4.625%
HK$137,423
+HK$7,883/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$259,080/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,608
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$139,245
−HK$3,690/mo
Today · 4.125%
HK$142,935
baseline
▲ 0.50% · 4.625%
HK$150,469
+HK$7,534/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$285,870/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,187 · Scale 2, in force from 26 Feb 2026)