LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,725
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,832
−HK$2,140/mo
Today · 4.125%
HK$71,972
baseline
▲ 0.50% · 4.625%
HK$76,352
+HK$4,380/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,944/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,344
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,364
−HK$2,050/mo
Today · 4.125%
HK$79,414
baseline
▲ 0.50% · 4.625%
HK$83,600
+HK$4,186/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,828/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,270
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,798
−HK$2,569/mo
Today · 4.125%
HK$86,367
baseline
▲ 0.50% · 4.625%
HK$91,622
+HK$5,255/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,734/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,412
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$92,837
−HK$2,460/mo
Today · 4.125%
HK$95,297
baseline
▲ 0.50% · 4.625%
HK$100,320
+HK$5,023/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,594/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,815
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,765
−HK$2,996/mo
Today · 4.125%
HK$100,761
baseline
▲ 0.50% · 4.625%
HK$106,892
+HK$6,131/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,522/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,481
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,310
−HK$2,870/mo
Today · 4.125%
HK$111,180
baseline
▲ 0.50% · 4.625%
HK$117,040
+HK$5,860/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,360/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,905
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$125,697
−HK$3,853/mo
Today · 4.125%
HK$129,550
baseline
▲ 0.50% · 4.625%
HK$137,433
+HK$7,883/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$259,100/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,619
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$139,256
−HK$3,690/mo
Today · 4.125%
HK$142,946
baseline
▲ 0.50% · 4.625%
HK$150,480
+HK$7,534/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$285,892/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,280 · Scale 2, in force from 26 Feb 2026)