LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,727
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,834
−HK$2,140/mo
Today · 4.125%
HK$71,974
baseline
▲ 0.50% · 4.625%
HK$76,353
+HK$4,379/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$143,948/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,345
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,366
−HK$2,050/mo
Today · 4.125%
HK$79,416
baseline
▲ 0.50% · 4.625%
HK$83,602
+HK$4,186/mo
Deposit HK$14.85M · loan HK$14.85M · min. income ≈ HK$158,832/mo (50% DSR)
Upfront cash ≈ HK$16.11M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,272
−HK$5,097/mo
▼ 0.25% · 3.875%
HK$83,800
−HK$2,569/mo
Today · 4.125%
HK$86,369
baseline
▲ 0.50% · 4.625%
HK$91,624
+HK$5,255/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$172,738/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,415
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$92,839
−HK$2,460/mo
Today · 4.125%
HK$95,299
baseline
▲ 0.50% · 4.625%
HK$100,323
+HK$5,024/mo
Deposit HK$11.88M · loan HK$17.82M · min. income ≈ HK$190,598/mo (50% DSR)
Upfront cash ≈ HK$13.14M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,818
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,767
−HK$2,996/mo
Today · 4.125%
HK$100,763
baseline
▲ 0.50% · 4.625%
HK$106,895
+HK$6,132/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$201,526/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,484
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,313
−HK$2,870/mo
Today · 4.125%
HK$111,183
baseline
▲ 0.50% · 4.625%
HK$117,043
+HK$5,860/mo
Deposit HK$8.91M · loan HK$20.79M · min. income ≈ HK$222,366/mo (50% DSR)
Upfront cash ≈ HK$10.17M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,908
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$125,700
−HK$3,853/mo
Today · 4.125%
HK$129,553
baseline
▲ 0.50% · 4.625%
HK$137,436
+HK$7,883/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$259,106/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,622
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$139,259
−HK$3,690/mo
Today · 4.125%
HK$142,949
baseline
▲ 0.50% · 4.625%
HK$150,484
+HK$7,535/mo
Deposit HK$2.97M · loan HK$26.73M · min. income ≈ HK$285,898/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$1,262,311 · Scale 2, in force from 26 Feb 2026)